This is a no-brainer for both companies and customers. 39 per processed credit card/debit card transaction or 0. Always Secure. Estimates. Private label debit cards make shopping more convenient for customers. This supports a historic prevailing trend among many c-stores that were already offering or working toward offering consumers the option to pay with a private-label debit card. ZipLine is a leading provider of private label debit card and mobile payment processing application (“MPPA”) solutions to petroleum retailers and convenience stores across the United States. Regulated Debit Costs. This booklet also includes a. Our partnerships with all the world’s major card networks allow our clients to confidently issue any card-based product, including credit, debit and prepaid. May 28, 2010 - PRLog -- Using a White Label Debit Card Program to Pay Pension Benefits. Wide Range of Program Settings Card programs can be fully customised to your business needs. It provides an electronic alternative to checks or cash, and creates an electronic payment that is safe, reliable, and convenient. start your Customized Co-branded Program Co-Branded Quick-Launch Prepaid Co-Brand & Private Label Card Programs. Portland, Maine-based ZipLine helps merchants build consumer loyalty and market share with private-label debit, rewards and gift card programs. 01. Credit cards have better consumer protections. Marqeta is the world's first modern card issuing platform. The white label nature of the platform means that the branding and. For payment, you can use a credit/debit card, or PayPal. The method further includes using the solicitation. Private Label Credit Card Agreement means the Private Label Consumer Credit Card Program Agreement, dated as of August 26, 2004, by and between Borrower and GE Capital Consumer Card Co. Developer of bespoke debit card programs. While customers can only use private-label cards within the brand’s ecosystem,. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. 6. domestic deposit, prepaid debit. “We have made the decision to discontinue our Kroger Rewards. 00 per month [$14,228. Improve efficiency and satisfaction with an array of easy-to-use support services. Get a 'mini-statement' of your account whenever required. Flexible Payout Schedules. The private-label “non-banking” platform innovated by The Bancorp Bank consists of 4 primary parts – Stored-Value, Health Services, Retail/Merchant Processing and Wealth Management. Bark Acc't. Liquid Web — Get up to 85% Off Managed Hosting. Concerto is behind Cardless is total capital raised ($21. Available in various currencies, including USD, EUR and GBP. Website: railsr. Building blocks for the perfect card program. A white-label prepaid card can give firms the ability to create loyalty programs, gather customer payment data, and produce attractive and eye-catching brand. . To ensure your protection, your Red Barn debit card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Most debit cards are pretty basic in design. News. Mailing a pay check, that will take weeks to. JLL sold NetSpend to Total System. The PayPal debit card, for example, has the business logo on the front of it and a gray background. June 11, 2021 /PRNewswire/ -- The "Private Label Credit Cards in the U. In Australia, interchange. Estimates of core noncash payment volumes are based on survey data gathered from depository and financial institutions, general-purpose card networks, and general-purpose and private-label card processors and issuers in the United States. The debit card is linked to customers' existing checking accounts, and for the. Our Customized program is a white-label, co-branded card program sponsored by a financial institution, member of Visa or Mastercard, issued on a PCI/DSS processing. On the other hand, the retailer will avoid payment processing fees, which translates to more profits. Most people consider the items they’re looking at as “free” and are open to you upselling “additional services. Quickly get a high-level indication of the overall health of your card portfolio. Save money with no check. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. Unlike a private label credit card that can only be used by one retailer consumer, you can use the co-branded credit card at any location as long as they’re within the network of affiliates. Consolidated credit and debit experiences with award-winning features, including self-service card management, expense tracking and rewards. The modern CRM system is equipped with all the tools needed to process cardholder information as conveniently as possible. Private label cards often exhibit different traits than general purpose cards in that private label cards normally have lower credit limits, higher interest rates, higher credit risk profiles, and limited use (for example, limited to a particular merchant). With a private label banking integration, you can issue debit and credit cards to users virtually. Check the balance in your account. . To ensure your protection, your Yespay™ Debit card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. According to data from the research firm Nonprofit Source, online payments represented nearly half of total gifts to churches last year. The bank. Key Takeaways. To ensure your protection, your Irving Debit Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Find prepaid card solution programs, prepaid payroll cards, co branded prepaid card, private label prepaid debit card and more from the leading prepaid debit card providers at Prepay UK Ltd. Experienced card services professional with solid background in issuing, processing and program management. Custom reports can be created and expenses can be easily managed and analyzed. Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. Buy now, pay later settlement. 05% + $0. In conclusion, building rewards programs with white label credit cards is a powerful strategy for retailers looking to increase customer loyalty, incentivize purchases, and gain valuable insights into customer behavior. This Amended and Restated Private Label Credit Card Program Agreement is made as of May 14,. The RaceTrac Rewards + Debit program offers guests the opportunity to earn points on their purchases and save 7 cents per gallon on fuel, all in a single swipe. T. Our platform supports any card form factor and flavor to give your programs a custom feel for any. domestic deposit, prepaid debit card program. All of this allows us to provide innovative and reliable White Label Prepaid Card Programs. ISO To Test Private-Label Pin-Debit Card | American Banker. Private label credit cards are run in collaboration with banks or third-party financial institutions. 1 . See below to learn more about why we. Private label debit payment processor Zipline helps merchants build consumer loyalty and market share with private label debit, rewards and gift card programs, enabling them to strengthen their. Wells Fargo Credit Card Features. RETAILER DEBIT CARD SYSTEM . Co-branded cards can be used. , a Washington corporation (“Retailer”), with its principal place of business at 16400 Nautilus Drive,. This report covers the U. Execution Copy . (“Kohl’s”), a Delaware corporation with its principal offices at Menomonee Falls, Wisconsin, and Capital One, National Association (“Bank”), a financial institution chartered under the laws of the. For physical cards, choose from magnetic stripe, near-field communication (NFC), and Europay, Visa, and Mastercard (EMV)-chip enabled. 9%. Private Label ATM Debit Card. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Always Secure. Your security is our priority. SOURCE. Think Optimus. The company’s product offerings include general purpose reloadable prepaid debit cards,. A private label card is just another name for store cards. Besides our own private label cards, we can now offer cards that have an association's, organization's, or group's own name and design," said Arnold F. To ensure your protection, your Debit Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. ZipLine’s Profile, Revenue and Employees. Data Download Program; Bank Assets and Liabilities. That's billion, with a B! Many of the gift card sales are moving online with the growing popularity of egift cards, which is a great opportunity for you to start making money with your website. To start, they offer a $60 Bonus Note to use for purchases, and two points per dollar spent. With these cards, people get the satisfaction of being rewarded with something tangible that gives them control over what they spend it on. Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. One of the big challenges of white-label debit card programs is complicated design features that make distributing cards a time-consuming and uphill battle. IMGCAP(1)]A method of processing a purchase transaction for one or more items includes receiving, at a central computing network, MICR information associated with a financial account of a customer. Save time and resources by launching your startup with white label card program using an existing platform. This PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT is made as of June 15, 2010, by and between Nautilus, Inc. 517-335-7599. The method further includes using the solicitation. Online onboarding with minimum documentation. Finally, there is a truly integrated, all-in-one, easy-to-use solution for your entire congregation. We’ve done our best to make the integration process seamless and ensure flexibility, security, and compliance. ZipLine’s primary competitors include ACHQ, FlashBanc, Merchant Solutions and 13 more. O. Dive into our APIs and get ahead with real-time disbursements. And, yes, it can also save retailers hundreds of thousands of dollars a year in credit card processing fees. Create the look and feel for your private label debit program that drives customer loyalty and reinforces the messaging of your app and your brand. Partnerships provided attractive margins for issuers, drove purchase volumes and increased loyalty for retailers. Private label credit cards are run in collaboration with banks or third-party financial institutions. It allows users to spend money from their online PayPal accounts at any. The platform is designed to help these institutions offer a variety of loans and financing options to their customers without having to build their own custom. set forth in such section is amended by inserting after the words "The Monogram Credit Card Program", the words ", the GE Capital Credit Card Program"; andCardDog is the cloud-based payment processing platform that allows you to accept, process and track gift and other card programs along with credit cards at the POS. We have also added unsecured personal loans, auto financing and mortgages to our focus areas. S. Conceived, developed and launched one of the first private label debit cards programs in the USA. From email communications to the name of your debit program (BurgerPay?) your customers will be integrated into your branding like never before. Co-branded credit cards are issued by a financial institution — usually a bank or credit union — in partnership with a company, organization or brand. Store-branded (or private-label) credit cards are offered by retail stores or restaurants and can usually only be used at the store or restaurant that offers the card. White-label debit cards can also be integrated with rewards programs, providing customers with incentives to make purchases with your company. Let's Connect Empower your card issuance with OmniWire's customizable, API-driven solutions for quick and secure processing. We look forward to working with you as a partner or dealer and bringing your vision to life. Who We Are. You may not know it, but by using one of these. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. An affinity card is similar to a co-branded card because it also involves two parties, one of which is a financial institution. Program participants accumulate dollars on their debit cards for meeting performance objectives established. We will advise you on the best pricing model for card program so that it is profitable. 0% APR for 12 months on purchases and balance transferDownload the brochure. A white label gift card platform is a service that enables businesses to create and sell their own branded gift cards. How do you save money? Pay just a simple, flat per-transaction fee. It. Expand your market offering with an on-demand, scalable solution for fast and simple payments. One of the advantages of using a private label credit card is that it. Subsidiary Announces New Private Label Debit Card Program With an Initial Order of 60,000 Debit Cards June 28, 2005 08:42 ET | Source: Global Debit Cash Card Inc. We were the first to launch open loop prepaid in Canada, along with being the first to market with Apple Pay®, Google Pay® and Samsung Pay® on prepaid cards. Thus, private label credit cards can provide opportunities for your customers to earn loyalty points that can be used for discounts on future. Deliver a connected, customized experience–debit or credit, simple to complex. The top-10 card issuers include all of the biggest brand names in the business. A co-branded credit card is sponsored by two parties—typically, a retailer and a card issuer or card network—and usually bears the logos of both. Such cards can often provide a great financial tool for consumers at much cheaper price than private label retail cards. A monthly minimum payment of $212. Deliver private label and co-branded card programs that drive sales and build loyalty. Download our eBook to explore how churches can use technology to elevate their missions. 3;. Your security is our priority. They work with hundreds of retail chains, helping them manage their card and mobile payment programs. 9 Billion in sales COULD get a bank to let them brand a private label debit card. Thales also delivers the SDK, which makes payment with a mobile device possible. Incorporating a white-label corporate credit card into an enterprise expense management program is advantageous for both employees and employers. Enhance your offering with our API based services for. A private label credit card is a credit card that has been specially branded for a specific retailer. Highly customized, loyalty-driven card programs for large retailers, travel & entertainment businesses, financial institutions and affinity groups. For example, many brands will accept returns without a receipt if a prepaid debit card has been used for payment. . Providing a range of bespoke, integrated card solutions to your customers in just 2 months*. The Nordstrom credit card—both the general use and store card—offer rewards. B. To ensure your protection, your EZ Pay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and. With this card, you can easily pay for your purchases in the network of the brand that issued it to you. PURE is a scheme-agnostic EMV application that private-label card issuers and national. Because private credit cards are managed by banks or financial institutions, they offer exactly the. Also called a store credit card or a closed loop credit card, private label credit cards are credit cards that can only be used at one particular store or merchant. Using a prepaid card, you can make one-time purchases at e-commerce sites, as well as through POS terminals within a prepaid sum — no money is spent on your principal bank account. The annual membership fee for ProAdvantage Premium is billed to the payment of choice when joining the program. Comprehensive. Always Secure. While this sounds like a run-of-the-mill partnership announcement, the deeper implication is that this may signal growth in the private label debit card market. Fax: 517-241-3771. Simply link your checking account to your rewards account and enjoy a debit experience with no fees, no holds. To ensure your protection, your LASSUSGO Debit + Rewards card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. This type of program. Custom reports can be created and expenses can be easily managed and analyzed. We have the most extensive program offering ranging from virtual cards, POS financing, digital banking, payroll and many more. While this sounds like a run-of-the-mill partnership announcement, the deeper implication is that this may signal growth in the private label debit card market. As your partner, we are committed to your success. To ensure your protection, your SunnySaver Debit card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. The method further includes using the solicitation. Overview: Working closely with the Pitney Bowes Mailing Systems, Robustelli Incentives & Motivation recommended a comprehensive program that features a Private Label Reloadable VISA Debit Card as the primary incentive vehicle. Reloadable & Single-load options available. Debit, credit, prepaid, virtual, consumer, and business credit card programs. Sock, president of. AptPay has developed a comprehensive ecosystem that combines payment and compliance services. Personalized solutions for your own needs. Citi Merchant Services lets you accept major credit and debit cards, mobile wallets and more. Some are also issued by the retailers and do not involve a financial institution. This AMENDED AND RESTATED CO-BRAND AND PRIVATE LABEL CREDIT CARD CONSUMER PROGRAM AGREEMENT (the “Agreement”) is made as of October 3, 2011 (the “Effective Date”) by and between Stein Mart, Inc. Loyalty and reward. Use J. PITTSBURGH — Giant Eagle has leveraged ZipLine’s private-label debit platform to launch AdvantagePay in its GetGo Cafe and Market locations. Bank Marks and Retailer Marks. A private label card is a payment card given by VISA or MasterCard to a retailer who in turn gives it to it’s customers, only to be used at that merchant’s retail establishments. Aggregate Reserves of Depository Institutions and the Monetary Base - H. 22: Your Processor Markup: Varies: Total: More than 0. By providing its consumers with branded debit cards and fuel discounts, RaceTrac will build its brand loyalty with every. All personal data is encrypted in real time. You can choose to launch your white-label cards with Visa, Mastercard, or UnionPay, set them up as prepaid or debit, and select physical or virtual options. Some of largest issueres of co-branded credit cards are Jpmorgan Chase Bank, U. Virtual private label cards provide three distinct advantages: These cards are more convenient. Private label banking is a type of financial service that provides customized solutions to financial institutions, allowing them to offer banking products and services under their own branding. A. Morgan Purchasing Cards to manage your procurement spend, streamline your B2B payments and set controls for business purchases with these P-cards. Promotional financing. Unlike other card issuers, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other, with nothing tied up in transit. All personal data is encrypted in real time, and every transaction is PIN. More than 11% of the company's revenue flows through its private-label debit card, although some observers note one of the program's flaws is its awkward customer-onboarding approach. September 23, 2021. The system for private-label cards is similar to regular credit and debit cards. Create the look and feel for your private label debit program that drives customer loyalty and reinforces the messaging of your app and your brand. e. 50 will take 396 months [33 years] to pay off the balance and cost $36. Card issuing API. Personal. White-Label Solutions Launch your own White-Label card program. Top 10 Credit Card Issuers by Market Share. Bank of America affinity card. Your security is our priority. Bundling ZipLine’s private label debit and mobile payment application with the PDI Marketing Cloud Platform gives merchants added ability to increase the engagement of loyalty program members. Always secure. Safeway markets private-label prepaid debit cards processed through the Green Dot network, said Don Kingsborough, CEO, Safeway Marketing Services and Blackhawk Inc. Beck’s DebitPay is an upgrade to Beck’s Rewards, allowing you to pay with your Beck’s Rewards card. To ensure your protection, your Pumped Up Rewards Double Debit account is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. Here’s a shortlist of the best church giving apps: Subsplash - Best for setting up recurring gifts. VISA Prepaid card line includes several types of prepaid cards with special features: tourism, youth, gift and virtual cards for online shopping. Partner with a trusted, global payments leader. Another three debit and seven more phone card programs are scheduled to debut before the end of the year. is a distributor that provides a wide range of promotional, advertising, and specialty products such as apparel, textiles, computer accessories, automotive accessories, bags, watches, jewelry, luggage, magnets, and. The digital conduits allow them to issue cards that last months (not years), build loyalty programs and other perks into them, and avoid the cost of having to produce and mail plastic cards. You know your business needs and what your cardholders want—our white label credit program helps you deliver. This card enables you to pay for your purchases using a brand’s network rather than a traditional credit or debit card. Contact Clare: [email protected] is also a best practice for your prepaid, debit and credit card programs. But in today’s competitive issuer market, cookie-cutter programs just won’t cut it. It also integrates verification processes such as KYC, AML checks, sanction screening, and. and an industry leader in prepaid card programs specifically designed for unaffiliated merchant. Free Prepaid Debit Business Consulting - StoredValue Plus Prepaid Debit Card Program Consultants. and gift card programs. Any service and product of the Omniwire platform is available for customizations and usage by any business. In fact, the demand for these services is so high, that PDI recently acquired ZipLine, a leader in private label debit and mobile payments. CARD Act with specific effects in the marketplace that have occurred since the issuance of the Bureau’s last biennial report, and, even more so, to demonstrate a causal relationship between. USA; Argentina; Bosnia; Brasil; Čeština; Chile; Colombia; Croatia; Danmark; DeutschlandConsidering that the average American has a credit card balance of over $6,000 and the total credit card debt held by Americans has hit $1 trillion, starting a credit card company can be a potentially lucrative move. 00 per month in annual card member fees for a total of $41. However with U. The gift card industry is over a $100 billion industry. Primax’s comprehensive, highly integrated payments solutions include credit, debit, ATM and prepaid card programs, risk management, data analytics, marketing and strategic consulting, mobile platforms and loyalty programs tailored for financial institutions. Thus, retailers or brands assign a third party. With each new card that remains open for the first 90 days, Komen receives at least $3 plus 0. Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. Check the balance in your account. Wallester’s white-label card solution comprises an entire ecosystem. For example, customers can earn points for every purchase they make with their debit card, which can be redeemed for discounts or free products. With that said, there are a number of arguments for moving a program off a private label platform. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. Private label credit cards are also sometimes called co-branded cards. To ensure your protection, your enPay card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. PDI expands its loyalty offering by integrating private label debit and mobile payment technology. The Portland-based provider of private-label debit card and mobile payment technology has acquired SmartClixx, which develops software for gift-card transactions for national retailers such as. We help you optimize card issuing expenses and provide same-day shipping for a wide variety of card products, designed for private or legal entities. Zero to sorted in 60 days. White-label debit cards provide accessibility to a larger population, including those. “FDS Credit Card” means a Co-Branded Credit Card, a Private Label Credit Card or a Credit Card linked to a Prepaid Employee Account. Let's Connect Empower your card issuance with OmniWire's customizable, API-driven solutions for quick and secure processing. Examples of co-branded credit cards. NetSpend processes branded and private-label prepaid debit card products. Online complaint form. The integration feature is better than all other. Online customer support, statistical data analysis, risk control, and more — all features available on a single platform in real time! White-label card programs, branded payment cards, company mobile app and personalized. White Label and Co-branded Programs. While private label debit cards are generally used to pay only the issuing retailer and its affiliates or networks, purchases often qualify for incentives such as discounts and rewards programs, for example. MDEX can help businesses reduce day-to-day operational costs, implement innovations quickly, and increase. PEX offers the ability to distribute prepaid cards and then can track all the payments the cards are used for in one place. The commission and transaction fees that this brings also create a useful new revenue stream. various types of credit card programs, such as affinity and cobranded card programs, and the unique characteristics, risks, and controls necessary for each. Convenience Check fee: 4% of each check amount, $10 minimum. Essentially, businesses use these cards to set markups and profit from every. Your security is our priority. Both offer 5% cash back on the grocer’s private-label products and 1. Whatever your industry. White label banking is a type of banking solution. Some of largest issueres of co-branded credit cards are Jpmorgan Chase Bank, U. Bank, Bank of America, Citibank, Wells Fargo and American Express. A Kroger spokesperson on Tuesday declined to comment on the reason for the sunsetting of the branded debit card or provide details on a possible replacement. To start, they offer a $60 Bonus Note to use for purchases, and two points per dollar spent. And, as always, with no transaction fees, it will be easy on your budget as well. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and. 1(a) of the Agreement, thereby agreeing that the Amended and Restated Private Label Credit Card Program Agreement dated. ZipLine offers private label debit card and mobile payment solutions to retailers looking to create more loyal customers. Payment to Payout Reconciliation. It offers competitive fees, free direct deposit, and fraud protection. The third-party partner (or private label credit card provider) assists in several areas, including issuing, funding, and payment collection. It doesn’t take long to set up and makes it easier to cover costs needed for all your projects, fund raisers, and events. Get onboarded and transact in no time. When it comes to incentivizing your employees, rewarding your customers for their loyalty, increasing your branding, and streamlining processes on the backend for your business, there are dozens (if not hundreds) of options. Examples for co-branded credit cards: Delta Skymiles issued by American Express Created specifically for large merchants, MDEX is especially useful for merchants who process at least 500,000 Visa card payment transactions per month, use a central processing platform and require speed at the point of payment. The grocer debuted the card, which offered savings on private-label products and added fuel rewards, in February 2019. 3% of the transaction amount for consumer credit cards and 0. SRI, the wholly owned operating subsidiary of SSI and currently the employer of all Stage employees, signed the Agreement solely for purposes of Section 13. Private Label cards are defined as closed loop/RAN type cards processed over VisaNet®, an open loop network. Step 3 Customize your loyalty, rewards, or cashback offers. Cascade is a Prepaid and Debit Card Program Manager with innovation at its core. Secure & compliant. White label banking is another term for private label financial services or banking-as-a-service (BaaS), in which banks open up their application program interfaces (APIs) to let third parties build their own financial products with existing infrastructure. Generate interchange revenue with processing services for consumer and business cards. Methods for soliciting and enrolling customers for a retailer payment instrument are disclosed. Additionally, we will cover the process of launching a white label credit card program, including partnering with a financial institution, creating the card program, launching the program, and managing the program. Each of the previously listed cards have similar interest rates and offer rewards programs with no annual fee to the cardholder. Almost 70% of gift card recipients spend 60% more than the value of the gift cards than when they’re spending their own money. ZipLine helps merchants build consumer loyalty and market share with custom debit payment, rewards, and gift card programs. Government payments. The $28 Billion Opportunity for Merchants Can Private Label Debit Drive Additional Revenue? 1) Utilize payment methods your customers prefer 2) Build a program foundation 3) Create a customer experience 4) Define loyalty rewards 5) Launch marketing strategy 6) Provide employee training 7) Make data-based improvements Cards According to. The software, when integrated. Examples for co-branded credit cards: Delta Skymiles issued by American. Withdraw cash. Brand Awareness:. DONATION - Best for small churches. As a leading issuer of prepaid cards in the country, we collaborate on prepaid solutions of every type, including the following: Gift. The digital conduits allow them to issue cards that last months (not years), build loyalty programs and other perks into them, and avoid the cost of having to. We will also discuss alternative payment methods for white label credit cards, such as debit cards and mobile payment options. Better customer experience. Enhance cardholder experience and usage. After your customers enroll for the services or submit applications, Novae or one of our partners take over. Private label debit refers to a merchant-branded card or mobile payment app that utilizes an automated clearing house (ACH) to directly debit consumer checking accounts. The University of Nevada, Reno (UNR) started its paid agreement for a campus debit card program with Wells Fargo in 2005. Express Cash - Set your preferred withdrawal amount as your "personalized" fast cash option. Who We Help. By Isabelle Gustafson | March 11, 2020Credit card market share by cards in circulation. To ensure your protection, your Speedy debit-enrolled Q-Rewards card is managed by ZipLine, a leading private label debit processor employing state-of-the-art firewall and other comprehensive security methods in accordance with the rules and regulations of the Federal Reserve. BIN Sponsorship Access to any. Abstract: A method of processing a purchase transaction for one or more items includes receiving, at a central computing network, MICR information associated with a financial account of a customer. During white label card issuing, one company manufactures a banking product, such as a debit or prepaid card, and then sells or grants the use of that product to a second company. For example, a method is disclosed for enrolling a customer for a retailer debit card which includes receiving enrollment data from the customer, establishing a check writer rating for the customer based on a history of checks associated with the customer and. Our BIN sponsorship services are supported by a full-featured card issuing API platform.